> For the complete documentation index, see [llms.txt](https://docs.plenit.com/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.plenit.com/docs-en/platform/billing/details/payment-methods.md).
# Payment Methods
In **Payment Methods** defines how we charge you.
The screen is a wizard, **Update payment method**, which guides you step by step depending on the method you choose.
There are two methods:
* **Credit card** — Visa, Mastercard, or American Express.
* **Bank direct debit** — SEPA debit from your account.
### Step 1: choose the method
Select **Credit card** or **Bank direct debit** and continue. From there, the requested data depends on the method.
### Credit card
You enter the card information:
| Field | What it is |
| ------------ | --------------------------------------------- |
| Company name | The account-holding company. |
| Cardholder | The name exactly as it appears on the card. |
| Card number | The number, expiration date (MM/YY), and CVC. |
### Bank direct debit (SEPA)
The direct debit is completed in three steps: method, details, and mandate.
#### Account details
| Field | What it is |
| -------------- | -------------------------------- |
| Company name | The account-holding company. |
| Account holder | The individual or entity holder. |
| IBAN | The account number. |
And the contact and address details: email, mobile, country, province, postal code, city, and address.
> ❗️ Valid email and mobile number
>
> To sign the mandate, we send an email and a 4-digit code by SMS. Make sure the email and mobile number are correct, or you won't be able to complete the process.
#### SEPA mandate
The last step is the **SEPA direct debit order (CORE)**, with the creditor's and debtor's details and the payment type (recurring or one-off). To finish, check the box **I authorize the direct debit order** and save.
### Your current method
If you already have a method set up, the screen shows it to you (for example, a direct debit with its company, holder, and IBAN) and offers you **Change payment method** to replace it.
> 📘 Your tax details
>
> The tax details we use to invoice you (company name, holder, and address) are collected here, within the payment method setup.
### Next steps
* Learn how to change it in [Add or change your payment method.](/docs-en/platform/billing/how-to/how-to-add-or-change-payment-method.md)
* Review how we bill you in [How we bill you.](/docs-en/platform/billing/concepts/how-we-bill-you.md)
---
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